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Look for a community/area that suits your lifestyle |
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Consider rural/town/quiet/busy locations. Think radically |
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Consider schools/public transport/shop access/parking . |
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Consider clubs/sporting venues/libraries/museums/cinemas/theatres/walks |
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Talk to people who live in target neighbourhoods---allow for bias! |
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Set a budget Useful Calculator |
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Be totally realistic/slightly pessimistic about your present commitments |
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Consider early redemption penalty on existing mortgage |
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Consider seeing a financial adviser who has been well recommended |
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Consider stamp duty 1% 60k+, 3% 250k+, 4% 500k+ (!!) |
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Plan for extras/move cost/renovations/extensions/conservatories |
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Double any figures that you have drawn up! |
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Consider council tax increase/decrease |
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Talk to mortgage providers/ asses your income/think about interest rate rises |
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Consider getting a mortgage certificate to make you a more powerful buyer |
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Consider whether the benefits of improving your existing home outweigh a move |
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Consider time scales. Average three months to move from agreed sale |
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Consider costs of commuting/money saved if you move nearer work/schools |
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Consider potential value gain in improving house if you like DIY/moving |
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Consider location of key friends/contacts and resulting disturbance |
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Discover major development plans/new roads/shopping centres in target area |